<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Main Calculator -->
  <url>
    <loc>https://isacheckr.co.uk/</loc>
    <lastmod>2025-11-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- About -->
  <url>
    <loc>https://isacheckr.co.uk/about</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Contact -->
  <url>
    <loc>https://isacheckr.co.uk/contact</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- FAQ -->
  <url>
    <loc>https://isacheckr.co.uk/faq</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Guide Pages -->
  <url>
    <loc>https://isacheckr.co.uk/guides/isa-basics</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/guides/allowance-mechanics</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/guides/lisa-rules</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/guides/stocks-vs-cash</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Scenario Pages -->
  <url>
    <loc>https://isacheckr.co.uk/scenarios/young-saver</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/scenarios/investor-portfolio</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Legal Pages -->
  <url>
    <loc>https://isacheckr.co.uk/privacy</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/terms</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <!-- Dynamic Landing Pages: Amount-based (7) -->
  <url>
    <loc>https://isacheckr.co.uk/calculator/1000-isa-allowance</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/2000-isa-allowance</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/4000-isa-allowance</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/5000-isa-allowance</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/10000-isa-allowance</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/15000-isa-allowance</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/20000-isa-allowance</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Dynamic Landing Pages: Category-based (4) -->
  <url>
    <loc>https://isacheckr.co.uk/calculator/cash-isa</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/stocks-shares-isa</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/lisa</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/ifisa</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Dynamic Landing Pages: Scenario-based (4) -->
  <url>
    <loc>https://isacheckr.co.uk/calculator/first-time-buyer</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/retirement-saver</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/beginner-investor</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://isacheckr.co.uk/calculator/experienced-investor</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
</urlset>